Deputy Commissioner, Special Counsel at California Department of Insurance San Francisco, California, United States. 701 followers 500+ connections See your mutual connections ...The California Department of Insurance (CDI) is one of the state regulators that oversees Californians’ health care coverage. Its Consumer Services Division addresses complaints about certain PPO health plans and other insurance companies licensed by the department. CDI also licenses insurance brokers …California Department Of Insurance is located at 1901 Harrison St in Oakland, California 94612. California Department Of Insurance can be contacted via phone at 800-967-9331 for pricing, hours and directions. Reasonable belief is defined as "a level of belief that an act of insurance fraud may have or might be occurring for which there is an objective justification based on articulable fact (s) and rational inferences therefrom." After your claim/transaction has been referred to the California Department of Insurance (CDI), it will be reviewed by a ... WHAT TO KNOW: The executive order urges Insurance Commissioner Lara to take swift action to address issues with the insurance market and expand coverage options for consumers, while maintaining strong consumer protections and keeping plans affordable. SACRAMENTO – As climate change continues threatening our communities …Michael Peterson is currently the inaugural Deputy Commissioner of the Climate and… · Experience: California Department of Insurance · Education: University of California, Berkeley · Location ...We would like to show you a description here but the site won’t allow us.What Is CRC? Complaint Response Center (CRC) is an electronic system, which allows for two-way communication between the California Department of Insurance and its licensed insurance companies. CRC is the sole means for delivering and receiving complaint information with regard to consumer complaints. The CRC …In early 2022, the California Department of Insurance released a new disclosure and analysis of insurance company investments, expanding previous efforts. The Climate Risk Analysis report includes more specific fossil fuel investment information and a new dataset of green investments – allowing the Department of Insurance … We would like to show you a description here but the site won’t allow us. We would like to show you a description here but the site won’t allow us.Bureau Chief at California Department of Insurance Los Angeles Metropolitan Area. Connect Paul Cross, ARM Data Specialist at Sedgwick Newport Beach, CA. Connect ...We would like to show you a description here but the site won’t allow us. A California Department of Insurance license number consists of six to eight alphanumeric characters (e.g., 123456 or E0A12345) Enter the six to eight-character license number and do not include any spaces. License Status Inquiry. Using an insurance license number or name, you can retrieve the license details, including enforcement actions, for an insurance agent, broker, adjuster, …9. General insurance, contract law and related statutes, and court decisions. 10. Insurance claims practices and procedures. Ability to: 1. Interpret and apply provisions of the California Insurance Code, laws, rules, and regulations administered by the Department of Insurance. 2. Analyze situations accurately and take effective action. 3.To schedule your state insurance exam, you must go through a third party vendor used by the California Department of Insurance called PSI Exams. Following is the contact information for PSI Exams: PSI EXAMS. Website: www.psiexams.com. Phone: (833) 518-7456. *** Due to changes in license names, be sure to register for the PSI Exam beow …Phone Number: 800-967-9331. California Department of Insurance. Fraud Division. 2400 Del Paso Road, Suite 250. Sacramento, CA 95834. California Department of Insurance. Legal Division. Government Law Bureau. 300 Capitol Mall, Suite 1700.We would like to show you a description here but the site won’t allow us.Summary. Reducing greenhouse gas emissions is fundamental to mitigating the impacts of climate change. In early 2022, the California Department of Insurance released a new …Los Angeles, CA - Consumer Watchdog issued the following statement about the proposed catastrophe modeling rules released by Insurance Commissioner Ricardo Lara today. “Black box catastrophe models are notoriously contradictory and unreliable, which is why public review and transparency... Carmen Balber - March 14, 2024. As noted in California Insurance Code sections 1872.51 and 1879.5, no person shall be subject to civil liability for filing a good faith report of suspected insurance fraud to the Department of Insurance. Please note: if you are a licensed agent or broker, as defined by 1625, 1625.5, 1625.55, 1626 or 1758.1, you may not submit this form ... California Department of Insurance 320 Capitol Mall Sacramento, CA 95814 United States. Phone: (800) 967-9331 Fax: (916) 327-6907 Email: [email protected]. Go to State Website. Special Instructions. Live Scan Request Form (BCIA 8016) Apply for a License: NIPR or SirconWe would like to show you a description here but the site won’t allow us.To request rate increases, insurers have to present their case to the California Department of Insurance and undergo a review process established by Proposition 103, the premium-rollback ...Get the Facts on Vaccines. CDPH recommends all Californians stay up to date with the latest COVID-19 vaccine. Getting vaccinated is a safe and powerful way to help prevent severe illness and hospitalization. Everyone 6 months and older should get their updated vaccine this fall.Step 2: Apply for California Insurance License Renewal. According to the California Department of Insurance, you may renew your California insurance license by logging into Sircon or NIPR. Choose the account where you signed up for during your California insurance license application. NIPR and Sircon charge $5.60 for processing.We would like to show you a description here but the site won’t allow us.We would like to show you a description here but the site won’t allow us.We would like to show you a description here but the site won’t allow us.We would like to show you a description here but the site won’t allow us.State of California, Department of Insurance. Disclaimer. If your license status shows "Inactive" per Insurance Code Section 1749.6, please contact the Producer Licensing …NOTE: If your insurer did not give you 75 days notice, or their reasons for dropping you seem unfair, seek help from the California Department of Insurance (CDI) at 1-800-927-HELP, www.insurance.ca.gov. You have a policy with a guaranteed renewal provision. A few companies offer this.We would like to show you a description here but the site won’t allow us.Based on the annual average cost of homeowners insurance in California, the monthly cost is $115. But home insurance rates in California can change significantly based on factors like dwelling coverage and liability limits. A $200,000 dwelling/$100,000 liability limit works out to around $105 per month when dividing the annual cost by 12, …NOTE: If your insurer did not give you 75 days notice, or their reasons for dropping you seem unfair, seek help from the California Department of Insurance (CDI) at 1-800-927-HELP, www.insurance.ca.gov. You have a policy with a guaranteed renewal provision. A few companies offer this.The license status information shown below represents information taken from the California Department of Insurance (CDI) licensing database at the time of your inquiry.We would like to show you a description here but the site won’t allow us.We would like to show you a description here but the site won’t allow us.XCEL is the nation’s leading online insurance license school. XCEL has you covered with high-quality California insurance license courses, industry expertise and convenience. All of XCEL's California courses are approved by the California Department of Insurance. Complete this section if you are requesting an individual license (* required field) Please enter the Last Name, Last four SSN, and one of the following: Date of Birth, License Number, or National Producer Number. Last Name. Last four SSN. AND. Date of Birth. OR. License Number. National Producer Number. CDI oversees and regulates the insurance industry in California, the largest insurance market in the US. It protects consumers by licensing, investigating, and enforcing insurance laws and regulations.We would like to show you a description here but the site won’t allow us.We would like to show you a description here but the site won’t allow us.Welcome to the California Senior Gateway. The Senior Gateway is a one-stop website intended to provide seniors, their families, and caregivers with the information they need to connect to helpful services and resources, to find answers, and solve problems. ... (E-FAIR) and hosted by the California Department of Insurance. For more information ...We would like to show you a description here but the site won’t allow us.Jul 12, 2019 · California - Department of Insurance. The Consumer Services Division is responsible for gathering and responding to consumer inquiries regarding insurance company or producer activities. Primary Address. California - Department of Insurance Consumer Services Division 300 South Spring Street, South Tower Los Angeles, CA 90013 Phone: (800) 927 ... On July 13, 2023, the California Department of Insurance held a public workshop to discuss modernizing Prop 103 to allow insurers to apply wildfire modeling to their rate calculations.California Insurance Continuing Education Requirements. The State of California requires that all insurance producers and agents complete: ... California Department of Insurance Producer Licensing Bureau 320 Capitol Mall Sacramento, California 95814. Phone: (800) 967-9331.In early 2022, the California Department of Insurance released a new disclosure and analysis of insurance company investments, expanding previous efforts. The Climate Risk Analysis report includes more specific fossil fuel investment information and a new dataset of green investments – allowing the Department of Insurance …California Exam Information: Exam Type Time (minutes) Accident and Health Agent. 105. Casualty Broker-Agent. 98. Commercial Insurance. 98. Insurance Adjuster. 158. Life and Disability Analyst. 210. Life Limited to Burial and Funeral Expense. 135. Life, Accident and Health Agent. 195. Life-Only. 105. Personal Lines Broker-Agent. 135. Property ...If applicant responds "yes" to one of the background questions please submit supporting documents electronically via NIPR's Attachments Warehouse or mail to California Department of Insurance, 320 Capitol Mall, Sacramento, CA 95814, email at [email protected], or fax at (916) 327-6907. Independent Adjuster …The California insurance commissioner has been an elected executive office position in California since 1991. Prior to that time, the insurance commissioner was appointed by the governor. The officeholder is in charge of the California Department of Insurance . The current insurance commissioner is Democrat Ricardo Lara .For example, California’s Department of Insurance has an ombudsman tasked with ensuring the department “provides the highest level of customer service to our consumers, insurers, agents ...Insurance Services offered through NerdWallet Insurance Services, Inc. (CA resident license no.OK92033) Insurance Licenses NerdWallet™ | 55 Hawthorne St. - 10th Floor, San Francisco, CA 94105 ...State Insurance Department Contact Information. State and link to department of insurance. Phone number for consumers. Is the insurance commissioner elected or appointed? State and link to ...800-927-4357 insurance.ca.gov California Department of Insurance February 2023 PAGE 1 - - California progress report on wildfires and insurance The California Department of Insurance continued to take important actions to protect consumers during 2022. These actions among others will make Californians safer from wildfires while expanding consumer You may also attach additional sheets as necessary to explain and/or describe the situation and disagreement with your insurance company. We consider this information necessary to our review and within the powers and duties expressed in the California Insurance Code, Section 12921.3 and Section 10169. Under the California Vehicle Code all of the following are acceptable to satisfy the Financial Responsibility requirement EXCEPT 1. a DMV-issued self-insurance certificate. 2. a motor vehicle liability insurance coverage. 3. a cash deposit of $35,000 with the Department of Motor Vehicles. 4.We would like to show you a description here but the site won’t allow us. We would like to show you a description here but the site won’t allow us. In the Democratic wave that swept California, Lara defeated former Insurance Commissioner Steve Poizner, a former Republican-turned no-party-preference candidate, by a 52.9-47.1 percent margin. As insurance commissioner, Lara will oversee a department with 1,325 employees, a budget of $287 million and a significant law enforcement operation.How to File a Complaint with the California Department of Insurance. Online: CA Department of Insurance Complaint Form. You can also contact their consumer hotline for more information: 1-800-927-4357. The California Department of Insurance will conduct an investigation of your complaint against …To request rate increases, insurers have to present their case to the California Department of Insurance and undergo a review process established by Proposition 103, the premium-rollback ...We would like to show you a description here but the site won’t allow us.Department Of Insurance. Salaries. Highest salary at Department Of Insurance in year 2016 was $172,640. Number of employees at Department Of Insurance in year 2016 was 1,140. Average annual salary was $71,548 and median salary was $72,843. Department Of Insurance average salary is 53 percent higher than USA average and median salary is 68 ... Complete this section if you are requesting an individual license (* required field) Please enter the Last Name, Last four SSN, and one of the following: Date of Birth, License Number, or National Producer Number. Last Name. Last four SSN. AND. Date of Birth. OR. License Number. National Producer Number. Insurance Services offered through NerdWallet Insurance Services, Inc. (CA resident license no.OK92033) Insurance Licenses NerdWallet™ | 55 Hawthorne St. - 10th Floor, San Francisco, CA 94105 ...Step 2: Apply for California Insurance License Renewal. According to the California Department of Insurance, you may renew your California insurance license by logging into Sircon or NIPR. Choose the account where you signed up for during your California insurance license application. NIPR and Sircon charge $5.60 for processing.The license status information shown below represents information taken from the California Department of Insurance (CDI) licensing database at the time of your inquiry.California Insurance Continuing Education Requirements. The State of California requires that all insurance producers and agents complete: ... California Department of Insurance Producer Licensing Bureau 320 Capitol Mall Sacramento, California 95814. Phone: (800) 967-9331.For 2023, the Department of Insurance has also issued a Premium Comparison tool for Long-Term Care insurance, to help consumers compare the differences in annual premium amounts from different insurers. The California Partnership for Long-Term Care, a consumer education program of the Department of Health …The license status information shown below represents information taken from the California Department of Insurance (CDI) licensing database at the time of your inquiry.We would like to show you a description here but the site won’t allow us.However, currently AAA in Northern California can still provide same day insurance. Our policies are 1 year terms. If you need car insurance same day feel free to give me a call at 510-883-4852. By the way, if you are not an AAA Roadside Member, since we can only sell insurance to our Members, I would need to make you an …Department Of Insurance. Salaries. Highest salary at Department Of Insurance in year 2016 was $172,640. Number of employees at Department Of Insurance in year 2016 was 1,140. Average annual salary was $71,548 and median salary was $72,843. Department Of Insurance average salary is 53 percent higher than USA average and median salary is 68 ...We would like to show you a description here but the site won’t allow us. Welcome to the California Department of Insurance Consumer Complaint Center. Choose one of the two options below to continue. Please note, you must be registered and logged in, in order to view your previously submitted requests. California Insurance Code Sections 12938 and 12968, in part, require the California Department of Insurance (CDI) to make all fully executed stipulations, orders, decisions, and settlements available to the public on CDI’s website. You can search for key documents regarding any enforcement action CDI has filed against a licensee on CDI’s ... 800-927-4357 insurance.ca.gov California Department of Insurance February 2023 PAGE 1 - - California progress report on wildfires and insurance The California Department of Insurance continued to take important actions to protect consumers during 2022. These actions among others will make Californians safer from wildfires while expanding consumerYou should ask questions of your insurance agent, broker, or “surplus line” broker or contact the California Department of Insurance at the toll-free number 1-800-927-4357 or internet website www.insurance.ca.gov. Ask whether or not the insurer is licensed as a foreign or non-United States (alien) insurer and for additional …Complete this section if you are requesting an individual license (* required field) Please enter the Last Name, Last four SSN, and one of the following: Date of Birth, License …We would like to show you a description here but the site won’t allow us.If you require alternative methods of application or screening, you must approach the employer directly to request this as Indeed is not responsible for the employer's application process. 190 California Department of Insurance Investigator jobs available on Indeed.com. Apply to Investigator, Background Investigator, Research Assistant and more!Bureau Chief at California Department of Insurance Los Angeles Metropolitan Area. Connect Paul Cross, ARM Data Specialist at Sedgwick Newport Beach, CA. Connect ...We would like to show you a description here but the site won’t allow us. Carbon Initiative. Summary. Reducing greenhouse gas emissions is fundamental to mitigating the impacts of climate change. In early 2022, the California Department of Insurance released a new disclosure and analysis of insurance company investments, expanding previous efforts. The Climate Risk Analysis report includes more specific fossil fuel ... Applicants should check first with the California Department of Insurance (CDI) at (800) 967-9331 since the Department of Justice (DOJ) sends results directly to the CDI. The DOJ or FBI may need to manually process the fingerprint impressions.Emerson animal hospital, Seminole hardrock tampa, Early birds, Wolf park, City of psl, The palm room, Walleys, Shoprite shelton, Body glove, Pizza ranch marion, 94.1 wip philadelphia, Purdue northwest university, Pho bamboo, Willie's burgers sacramento
We would like to show you a description here but the site won’t allow us.. Beloit theatre
If you are an individual applying for a California insurance license and your name is not listed below, please use CDI’s Check License Application Status Service (CLASS) to review the status of your license application. After the required items are received and your license is issued, CLASS will provide you with a link to Check a License and ... If you require alternative methods of application or screening, you must approach the employer directly to request this as Indeed is not responsible for the employer's application process. 190 California Department of Insurance Investigator jobs available on Indeed.com. Apply to Investigator, Background Investigator, Research Assistant and more!Applicants should check first with the California Department of Insurance (CDI) at (800) 967-9331 since the Department of Justice (DOJ) sends results directly to the CDI. The DOJ or FBI may need to manually process the fingerprint impressions.We would like to show you a description here but the site won’t allow us.We would like to show you a description here but the site won’t allow us.We would like to show you a description here but the site won’t allow us.California Department of Insurance Dec 2021 - Oct 2023 1 year 11 months. Built relationships with community based organizations, federal, state, county and city government officials in targeted ...We would like to show you a description here but the site won’t allow us.We would like to show you a description here but the site won’t allow us.We would like to show you a description here but the site won’t allow us.California Code of Regulations (CCR), Title 10, § 2698.91 defines an auto body labor rate survey as any gathering of information used by an insurer to set a prevailing labor rate in a geographic region. This broad definition allows for a variety of methods. Insurance companies can use the Standardized Labor Rate Survey as …We would like to show you a description here but the site won’t allow us.Learn about the mission, services, and jobs of the California Department of Insurance (CDI), the largest consumer protection agency in the state. Follow CDI on LinkedIn to … Here are the four places where your rights as an insurance consumer are spelled out: California Insurance Code (INS) California Insurance Regulations (Title 10, Chapter 5) Fair Claims Settlement Practices Regulations (Title 10, Chapter 5, Subchapter 7.5) Notices and bulletins issued by the California Department of Insurance. Claim Communications The department is reviewing 80 more such requests filed this year, he said, adding that there are more than 130 companies that offer auto insurance in California. Data from the insurance department shows rate hikes ranging from 4% to double-digit percentages, with the highest auto premiums approved so far being a 62% increase from online car ...In a recent alert to insurance agents and brokers, California Insurance Commissioner Ricardo Lara highlighted misleading marketing practices by some insurers and agents. These communications falsely assert that a new payroll tax will be imposed in the near future, and that consumers should rush to buy long-term care insurance before the end of ...We would like to show you a description here but the site won’t allow us.Michael Peterson is currently the inaugural Deputy Commissioner of the Climate and… · Experience: California Department of Insurance · Education: University of California, Berkeley · Location ...CDI is the largest consumer protection agency in California, overseeing more than 1,400 insurance companies and 425,000 licensees. Learn about its functions, services, contact information, and locations … Complete this section if you are requesting an individual license (* required field) Please enter the Last Name, Last four SSN, and one of the following: Date of Birth, License Number, or National Producer Number. Last Name. Last four SSN. AND. Date of Birth. OR. License Number. National Producer Number. The documents may also be submitted to the state via mail at California Department of Insurance, 320 Capitol Mall, Sacramento, CA 95814, email at [email protected], or fax at (916) 327-6907. Independent Adjuster Requirements: At least one active Qualified Manager(QM) is required to renew … You may also attach additional sheets as necessary to explain and/or describe the situation and disagreement with your insurance company. We consider this information necessary to our review and within the powers and duties expressed in the California Insurance Code, Section 12921.3 and Section 10169. We would like to show you a description here but the site won’t allow us. If applicant responds "yes" to one of the background questions please submit supporting documents electronically via NIPR's Attachments Warehouse or mail to California Department of Insurance, 320 Capitol Mall, Sacramento, CA 95814, email at [email protected], or fax at (916) 327-6907. California Department of Insurance Dec 2021 - Oct 2023 1 year 11 months. Built relationships with community based organizations, federal, state, county and city government officials in targeted ...We would like to show you a description here but the site won’t allow us.Aug 21, 2023 · The Department of Insurance has posted a fact sheet for consumers to answer questions about what their policies cover. The Department of Insurance is here to help. Consumers should contact the Department at 800-927-4357 or online at insurance.ca.gov for assistance on what may or may not be covered by their policies. In 1988, California voters approved Proposition 103. It said insurance companies had to get permission from the state Department of Insurance before they could raise their rates. When setting ...Complaint Response Center (CRC) is an electronic system, which allows for two-way communication between the California Department of Insurance and its licensed …Learn about the mission, services, and jobs of the California Department of Insurance (CDI), the largest consumer protection agency in the state. Follow CDI on LinkedIn to … Here are the four places where your rights as an insurance consumer are spelled out: California Insurance Code (INS) California Insurance Regulations (Title 10, Chapter 5) Fair Claims Settlement Practices Regulations (Title 10, Chapter 5, Subchapter 7.5) Notices and bulletins issued by the California Department of Insurance. Claim Communications We would like to show you a description here but the site won’t allow us.We would like to show you a description here but the site won’t allow us.We would like to show you a description here but the site won’t allow us. California Department of Insurance is located at 320 Capitol Mall in Sacramento, California 95814. California Department of Insurance can be contacted via phone at 800-967-9331 for pricing, hours and directions. We would like to show you a description here but the site won’t allow us.Find out how to report and verify insurance-related complaints and licenses in California. This web page covers non-healthcare insurance, such as auto, home, life, and annuities.We would like to show you a description here but the site won’t allow us.Phone Number: 800-967-9331. California Department of Insurance. Fraud Division. 2400 Del Paso Road, Suite 250. Sacramento, CA 95834. California Department of Insurance. Legal Division. Government Law Bureau. 300 Capitol Mall, Suite 1700.800-927-4357 insurance.ca.gov California Department of Insurance February 2023 PAGE 1 - - California progress report on wildfires and insurance The California Department of Insurance continued to take important actions to protect consumers during 2022. These actions among others will make Californians safer from wildfires while expanding consumerWe would like to show you a description here but the site won’t allow us. The California insurance commissioner has been an elected executive office position in California since 1991. Prior to that time, the insurance commissioner was appointed by the governor. The officeholder is in charge of the California Department of Insurance . The current insurance commissioner is Democrat Ricardo Lara . License Number Search. Enter the agent, broker, adjuster, bail agent, other individual licensee, agency or organization license number to retrieve the details for that particular license. We would like to show you a description here but the site won’t allow us.Based on the annual average cost of homeowners insurance in California, the monthly cost is $115. But home insurance rates in California can change significantly based on factors like dwelling coverage and liability limits. A $200,000 dwelling/$100,000 liability limit works out to around $105 per month when dividing the annual cost by 12, …Create Complaint. Nature of Complaint. Consumer Contact Information. Complaint Details. Supporting Documentation. Authorization Form.To request rate increases, insurers have to present their case to the California Department of Insurance and undergo a review process established by Proposition 103, the premium-rollback ...Phone Number: 800-967-9331. California Department of Insurance. Fraud Division. 2400 Del Paso Road, Suite 250. Sacramento, CA 95834. California Department of Insurance. Legal Division. Government Law Bureau. 300 Capitol Mall, Suite 1700.California Exam Information: Exam Type Time (minutes) Accident and Health Agent. 105. Casualty Broker-Agent. 98. Commercial Insurance. 98. Insurance Adjuster. 158. Life and Disability Analyst. 210. Life Limited to Burial and Funeral Expense. 135. Life, Accident and Health Agent. 195. Life-Only. 105. Personal Lines Broker-Agent. 135. Property ...We would like to show you a description here but the site won’t allow us.Jul 12, 2019 · California - Department of Insurance. The Consumer Services Division is responsible for gathering and responding to consumer inquiries regarding insurance company or producer activities. Primary Address. California - Department of Insurance Consumer Services Division 300 South Spring Street, South Tower Los Angeles, CA 90013 Phone: (800) 927 ... A California Department of Insurance license number consists of six to eight alphanumeric characters (e.g., 123456 or E0A12345) Enter the six to eight-character license number and do not include any spaces. The documents may also be submitted to the state via mail to California Department of Insurance, 320 Capitol Mall, Sacramento, CA 95814, email at [email protected], or fax at (916) 327-6907. Independent Adjuster Requirements: A Designated Responsible License Person (DRLP) is NOT required.We would like to show you a description here but the site won’t allow us.We examine two main datasets obtained from the California Department of Insurance (CDI). The first includes ZIP-code-level information on insurance take-up and total premiums collected from 2003 to 2018. This information comes from insurers who wrote $1 million or more in total premiums and covers …We would like to show you a description here but the site won’t allow us.We would like to show you a description here but the site won’t allow us.We examine two main datasets obtained from the California Department of Insurance (CDI). The first includes ZIP-code-level information on insurance take-up and total premiums collected from 2003 to 2018. This information comes from insurers who wrote $1 million or more in total premiums and covers … If you meet all the following requirements, you will be exempt from completing continuing education to renew your license: Hold a license in life-only, accident and health, property broker-agent, casualty broker-agent, personal lines broker-agent, or limited lines automobile. Are 70 years of age or older. Have 30 continuous years as a licensee ... Welcome to the California Department of Insurance Consumer Complaint Center. Choose one of the two options below to continue. Please note, you must be registered and …To get your adjuster license in California, you will need to pass the state exam, complete a background check, submit an application to the Department of Insurance, and execute a California surety bond in the penal sum of $2,000. Our article on How to Become an Insurance Adjuster provides a great overview of this process to …We would like to show you a description here but the site won’t allow us. A California Department of Insurance license number consists of six to eight alphanumeric characters (e.g., 123456 or E0A12345) Enter the six to eight-character license number and do not include any spaces. . Carmella's cafe and dessert bar, Fleet farm blaine, Kellys automotive, Westwind dental, Fredericksburg news, Wm masters, Harry mack, D.l. hughley, Memorial hospital at gulfport.